You’ve survived a car wreck, and now you’re leaving the hospital. You might feel uncertain, anxious, and frustrated about your injuries and expenses caused by someone else. Your daily routine, and possibly the rest of your life, is interrupted. Depending on the severity of the injury, your life may never be the same.
Those involved in a car accident often suffer from far more than just physical injuries. Families also must cope with medical debt, lost income, loss of companionship, and the total disruption of one’s daily life.
Talking to a car accident lawyer can help you feel more comfortable about your next steps. But here are some of the things people ask after leaving the hospital after a serious car crash.
Should I Talk to an Attorney?
If you haven’t already done so, call a car accident lawyer. You should know your rights, how insurance claims and car accident lawsuits work, and your best options for compensation.
New Mexico imposes a three-year statute of limitations, or deadline, for personal injury lawsuits. Three years sounds like a long time, but it is not when you consider how much preparation there is for trial.
In addition to pursuing damages for your losses, a lawyer will help
- Deal with insurance companies
- If you qualify, help you with disability benefits
- Make arrangements to get your treatment paid
Should I Make an Insurance Claim?
You can make an insurance claim independently, but it may be better if our firm files a claim on your behalf. The insurance company may balk at your claims or try to blame you for the accident. It is helpful to have a car crash lawyer who understands the law and deals with an insurance adjuster for you.
If you must talk to the insurance company, give them the bare facts, and tell them you’ll be speaking with an attorney and will get back to them.
Who Pays My Medical Bills?
You might be worried about paying for your treatment. Healthcare is costly, but if you need further treatment to recover fully, you should get it. Don’t refuse necessary, future medical help out of fear of the cost.
Suppose you refuse to get additional medical care, preventing or delaying your recovery. An insurance company might use this as an excuse to deny or downplay your claim.
A car accident lawyer can also connect you with top-notch medical professionals and request that your medical bills are delayed until you recover compensation.
Who Will Help Me at Home?
Hopefully, you have a support system of friends and family members who can help you while you recover. If you live alone or need additional support, we can connect you with home healthcare or social services. We would seek compensation for any paid services.
Over time, you should need less assistance as you get back on your feet.
Will I Keep My Job?
Depending on your injuries, you might be unable to work for a few days, weeks, or the rest of your life. You and your lawyer can discuss your situation with your employer. You may qualify for 12 weeks of unpaid leave through the federal Family Medical Leave Act. If not, we help you pursue compensation for lost pay.
Disability Benefits & Workers’ Compensation
If you have private disability insurance coverage, you may qualify for benefits. You might also be eligible for Social Security Disability benefits or Supplemental Security Income based on your circumstances.
If your car accident happened when driving a company car, you could collect a portion of your take-home pay through workers’ compensation benefits.
The Kemmy Law Firm Helps You Get Your Life Back
The Kemmy Law Firm is a family-run law firm with more than 50 years of combined experience and a history of success in West Texas and New Mexico car accidents. We are here to fight for your rights and get you the compensation you deserve. We will dedicate our time and efforts to your case, using every resource available to obtain the best possible outcome.
Let us review your situation and explain your best options. Call us today at (830) 264-6297 to schedule your free consultation.
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